This benefit provides benefits directly to you for expenses related to Accidents and Critical Illnesses. The Accident portion of the bundle will pay a schedule benefit, up to the plan limitations, for treatment, injury, or services incurred by a covered person who is injured in an accident. Critical Illness coverage is designed to cover several life events in one policy. The policy is divided into different categories: Heart, Cancer, Stroke, Organ, and Quality of Life.
If you are diagnosed with a covered disease in any of these categories, you will be paid 100% of the amount you chose to be covered. This money is paid directly to you, to do as you wish. This benefit is an option to help cover uninsured expenses associated with accidents and the high cost of treating critical illnesses.